✉️ Envelope Budget Get the app

Home › Example budgets by situation

Example budgets by situation

Hypothetical monthly budgets for common situations, written to show how the numbers actually fit together. These are illustrative examples, not real customers.

28 pages

If you were a college sophomore, your month probably looks like this A made-up but realistic $1,150/month college sophomore budget, split into envelopes. See where the money ac... If you were a new grad at your first real job, your month probably looks like this A hypothetical $3,400/month first-job budget broken into 12 envelopes, including student loans. See the rea... If you were a newlywed couple, your month probably looks like this A hypothetical $6,200/month newlywed budget split into 14 envelopes for two incomes, two cars, and one very... If you were a grad student on a stipend, your month probably looks like this A hypothetical $2,100/month grad stipend budget in 12 envelopes, including the conference travel fund nobod... If you were a barista with a side hustle, your month probably looks like this A hypothetical $2,650/month budget for a barista with 1099 side income, including the tax envelope most sid... If you were a junior dev in a big city, your month probably looks like this A hypothetical $5,100/month junior developer budget for a high-cost city, in 13 envelopes. Good salary, bru... If you were a nurse working nights, your month probably looks like this A hypothetical $4,300/month night shift nurse budget in 14 envelopes, including the 3 a.m. convenience spen... If you were a teacher heading into summer, your month probably looks like this A hypothetical $3,000/month teacher budget with a dedicated summer buffer envelope. Eleven envelopes, exact... If you were a freelance designer with lumpy income, your month probably looks like this A hypothetical freelancer budget that pays itself $4,500 a month from irregular client income. Twelve envel... If you were a new parent, your month probably looks like this A hypothetical $5,600/month new parent budget in 15 envelopes, with $900 childcare and $180 for diapers. Se... If you were a dog parent, your month probably looks like this A hypothetical $3,800/month budget with the dog broken out into six honest envelopes, from food to the vet ... If you were one of three roommates, your month probably looks like this A hypothetical $3,200/month budget for living with two roommates, including the shared-cost envelopes and t... If you were in a long-distance relationship, your month probably looks like this A hypothetical $3,600/month budget for one half of a long-distance couple, with $320 of flights and a close... If you were a gym rat, your month probably looks like this A hypothetical $3,900/month budget built around training: $560 of high-protein groceries, $90 supplements, ... If you chased tours for a living-adjacent hobby, your month probably looks like this A hypothetical $3,300/month budget for someone who follows tours: $220 tickets, $150 show travel, $60 merch... If you were a gamer, your month probably looks like this A hypothetical $3,100/month gamer budget with $235 across games, subscriptions, cosmetics, and a hardware u... If you flipped thrift finds on the side, your month probably looks like this A hypothetical $2,900/month budget mixing a $2,000 day job with $900 of resale profit, including inventory,... If you were always planning the next road trip, your month probably looks like this A hypothetical $3,400/month budget for a habitual road tripper, with a $250 trip fund, $120 maintenance env... If you were a couple saving for a wedding, your month probably looks like this A hypothetical $6,800/month couple budget with $1,200 a month going to a wedding fund and $300 to the honey... If you were sprinting to pay off debt, your month probably looks like this A hypothetical $4,000/month aggressive debt payoff budget sending $1,260 a month at balances while keeping ... If you lived in a van, your month probably looks like this A hypothetical $2,400/month van life budget with no rent and a $200 repair fund instead. Fourteen envelopes... If you were a small-town commuter, your month probably looks like this A hypothetical $3,500/month budget where housing is cheap and the car is not. Fourteen envelopes with $910 ... If you were a remote worker who moved back home, your month probably looks like this A hypothetical $4,200/month budget for someone living with family while remote, saving $900 a month toward ... If you always overspend at the holidays, your month probably looks like this A hypothetical $3,600/month budget that funds gifts, holiday travel, and hosting all year so December is bo... If you just moved into your first apartment, your month probably looks like this A hypothetical $3,300/month first-apartment budget with a $250 furnishing envelope and the household-supply... If you were a coffee shop regular, your month probably looks like this A hypothetical $3,450/month budget that gives coffee its own honest $160 envelope instead of pretending it ... If you drove rideshare full time, your month probably looks like this A hypothetical $3,200/month rideshare driver budget where the car eats $940 and taxes take $260. Twelve env... If you were a server living on tips, your month probably looks like this A hypothetical $2,800/month server budget built for variable tip income, with a $260 slow-season fund and $...

Put it in your pocket

Envelope Budget is a cash envelope budgeting app for iPhone. Manual entry by design — the moment you log a purchase is the moment you notice it.

Get Envelope Budget

iPhone · no bank connection · 7-day free trial